We collect non-public information (“NPI”) about our customers to inform the customer financing decision-making process. This may include telephone number, address, date of birth, occupation, and income. We may receive NPI from your applications and forms, and credit reporting agencies or service providers.
We share the types of NPI described above primarily with people within the organization responsible for making decisions related to customer financing. The organization may retain the NPI and disclose it to its lenders or creditors. We may also share NPI when otherwise required or permitted by law, such as sharing with governmental or other legal authorities. When legally necessary, we ask your permission before sharing NPI about you. Our practices apply to our former, current and future customers.
Please be assured we do not share your NPI to market any product or service. We also do not share any NPI to market non-financial products and services. For example, we do not sell your name to catalog companies.
When other companies help us conduct business, we expect them to follow applicable privacy laws. We do not authorize them to use or share NPI except when necessary to conduct the work they are performing for us or to meet regulatory or other governmental requirements.
Customer financing decisions
If we decide not to offer customer financing to you, we will provide you with the specific reason(s) for our decision.
Access to information
You may request access to certain NPI we collect to provide you with customer financing. You must make your request in writing and send it to the address below. The letter should include your full name, address, and telephone number. If you request, we will send copies of the NPI to you. We may charge a reasonable fee to cover our copying costs.
This section applies to NPI we collect to provide you with customer financing. It does not apply to NPI we collect in anticipation of a claim or civil or criminal proceeding.
Correction of information
If you believe the NPI we have about you is incorrect, please write to us. Your letter should include your full name, address, and telephone number. Your letter should also explain why you believe the NPI is inaccurate. If we agree with you, we will correct the NPI and notify you of the correction.
If we disagree with you, we will tell you we are not going to make the correction. We will give you the reason(s) for our refusal.
We have physical, electronic and procedural safeguards that protect the confidentiality and security of NPI. We give access only to employees who need to know the NPI for decisions related to customer financing.
For additional information about Studio Shed’s commitment to privacy and to view a copy of our Privacy Notice, please visit:
You may also write to: Studio Shed LLC, 1500 Cherry Street, Suite S, Louisville, CO 80027.
We reserve the right to modify this notice.
We will provide you with a new notice if we make material changes to our privacy practices.