Financing that fits you

Studio Shed has teamed up with Acorn Finance to help you find pre-qualified loan offers from top lenders.

  • Finance your ADU or entire backyard project with monthly payments
  • Loan amounts up to $100K and terms up to 12 years
  • Checking your rate won’t impact your credit score
Check your offers

How financing works

Acorn Finance makes it simple to take the guesswork out of paying for your Studio Shed.

1.

Apply in 2 minutes

Decide how much you'd like to borrow and answer a few questions. Acorn Finance will do the rest.
2.

Find your loan

Choose the offer that fits you best from a marketplace of top lenders competing to help you out.
3.

Pay monthly

If you're approved, use your funds to cover your Studio Shed and any other costs, then pay your loan back to the lender month by month.

Studio Shed Monthly Payment

When you apply for financing through the Acorn lenders, you can include additional project expenses to cover the full amount.

+
Studio Shed Product Cost*
$22,000
Additional Costs
$15,000

Typical project costs that aren’t included in your Studio Shed order:

Site Prep/Misc:
$2,500+
Foundation:
$50 - 70/sf
Electrical:
$3k - $6k
Plumbing:
$15k - $30k
Solar:
$8k - $12k
Decking:
$1,500+
HVAC:
$3k - $5k
Permit Fees:
5%-7% of Project Value

Estimated costs vary by unit size, project scope and site conditions. Got questions? Contact us online or call us at 888-900-3933 to speak to an advisor.

*Estimated project cost includes Lifestyle interior, additional costs. Excludes installation.

Estimated project cost*
$37,000
Amount financed
$40,000
Loan APR1
6.44%
Term1
12 Years
Estimated payment
$419 per month

This estimated monthly payment is based on the loan amount, loan term year, and APR above. Actual rates, terms and payments will vary based on your personal credit profile.

  • Checking your rate does not affect your credit score.
+
Studio Shed Product Cost*
$35,000
Additional Costs
$20,000

Typical project costs that aren’t included in your Studio Shed order:

Site Prep/Misc:
$2,500+
Foundation:
$50 - 70/sf
Electrical:
$3k - $6k
Plumbing:
$15k - $30k
Solar:
$8k - $12k
Decking:
$1,500+
HVAC:
$3k - $5k
Permit Fees:
5%-7% of Project Value

Estimated costs vary by unit size, project scope and site conditions. Got questions? Contact us online or call us at 888-900-3933 to speak to an advisor.

*Estimated project cost includes Lifestyle interior, additional costs. Excludes installation.

Estimated project cost*
$55,000
Amount financed
$55,000
Loan APR1
6.44%
Term1
12 Years
Estimated payment
$719 per month

This estimated monthly payment is based on the loan amount, loan term year, and APR above. Actual rates, terms and payments will vary based on your personal credit profile.

  • Checking your rate does not affect your credit score.
+
Studio Shed Product Cost*
$95,000
Additional Costs
$50,000

Typical project costs that aren’t included in your Studio Shed order:

Site Prep/Misc:
$2,500+
Foundation:
$50 - 70/sf
Electrical:
$3k - $6k
Plumbing:
$15k - $30k
Solar:
$8k - $12k
Decking:
$1,500+
HVAC:
$3k - $5k
Permit Fees:
5%-7% of Project Value

Estimated costs vary by unit size, project scope and site conditions. Got questions? Contact us online or call us at 888-900-3933 to speak to an advisor.

*Estimated project cost includes Lifestyle Plus interior, additional costs. Excludes installation.

Estimated project cost*
$145,000
Amount financed
$100,000
Loan APR1
6.44%
Term1
12 Years
Estimated payment
$998 per month

This estimated monthly payment is based on the loan amount, loan term year, and APR above. Actual rates, terms and payments will vary based on your personal credit profile.

  • Checking your rate does not affect your credit score.

Meet Acorn Finance

Financing makes it easier to choose the Studio Shed you really want, so we're partnering with Acorn Finance to connect you with a marketplace of lending options.

Multiple lenders compete to offer competitive APRs

When you check to see if you're pre-qualified for offers, you'll see the best rates Acorn Finance can find for you from 12+ lenders.

Flexible financing options

From personal loans to lines of credit, you can choose the lending offer that's best for you.

Acorn Finance has helped more than 500K+ customers get the money they need to update their homes.

Acorn Finance, you are the best! Your rates was definitely the lowest by far for me! My credit is not the best right now and other lenders interest rates was too high with less money to lend me. Acorn gave me much more money than I asked for with a lower payments and interest rates.

I was in need of a loan. Your company researched and offered several possible companies. The company selected was extremely professional. The updates during the process was very comforting. The entire process was timely and right on time. Thank you so very much 🥰

Frequently asked questions

Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.

Studio Shed is working with Acorn Finance to help customers obtain competitive financing for their Studio Sheds quickly and easily. Acorn Finance delivers a simple to use, self-service platform for obtaining multiple pre-qualified loan offers in seconds, and allows borrowers to choose the loan option that works best for them. It’s a quick and easy online process that is streamlined and consumer friendly.

PERSONAL LOANS
A personal loan is a financial product that allows a customer to borrow money now, and pay it back over time by making fixed monthly payments. Personal loans have fixed rates of interest and typically have terms ranging from 2 to 12 years. They also may be unsecured (no collateral) or secured (collateral required) depending on the specifics of the offer.

PERSONAL LINE OF CREDIT
A line of credit is a financial product that customers can borrow from at any time based on a preset limit. As long as the customer's account is open and their credit remains in good standing, they can borrow up to the maximum amount and pay interest only on the amount you actually borrow. As it is paid off over time, that credit may once again become available for the customer to borrow from."

Acorn Finance's network of lenders extends loans from $2,000 up to $100,000 for qualified consumers.

Applicants with excellent credit may be eligible for competitive rates and extended repayment terms of up to 144 months (12 years).

Funds can be used to purchase and install a Studio Shed, as well as virtually any home improvement expense.

Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within 1 business day.

Acorn Finance's network of lenders charge no penalties for early repayment, and no processing charges on loans over $40,000. Under $40,000 some lenders may charge an origination fee between 1-6%. No fee options are clearly highlighted on offers pages.

Yes. Co-borrowers are encouraged to apply and can be added immediately after the initial applicant submits their information.

Acorn Finance is available online in the United States via internet-connected smartphones, tablets and personal computers nationwide except for in MD, NJ, NV, WV, VT, and RI. We're rapidly expanding to all 50 states so please check the status of our current coverage area at https://www.acornfinance.com/acorn-finance-coverage/ to determine if we are serving your state.

To check your offers just visit: https://www.acornfinance.com

*Now featuring $0 payments and 0% interest for the first 3 months, if you qualify. Not all offers are available in all jurisdictions. Advertised rates and terms are subject to change without notice. Estimated interest rates, APRs, and other terms are not binding in any way. After 3 months, for illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Your actual interest rate and APR will depend on factors like credit score, requested funding amount, and credit history. Only borrowers with excellent credit will qualify for the lowest rate. Offers represent lowest monthly payment for amount and term displayed. When evaluating offers, please review the funding partner’s terms and conditions for additional details. All loans and other financial products are subject to credit review and approval by our partners. (1) If approved, funding times may vary. Pre-qualifications use a soft credit pull, which does not impact your credit score; however, our funding partners will conduct a hard credit pull when you express interest in an offer, and this could impact your credit score.

Studio Shed 3D design center app

Make Your Escape

Design Your Studio Shed

One shed does not fit all. Our innovative prefab solution is a flat-packed, panelized kits of parts with hundreds of customizations in the Design Center. There are millions of combinations of sizes, door and window placements, and colors. All thoughtfully designed to work together.